How to Increase Your Home's Value Before Selling

If you’re thinking about selling your home, don’t list it just yet! There are...

Spring Market Update

Get the latest real estate news with this quick and easy-to-understand spring...

Your Ultimate Guide to Saving for a Down Payment

Whether you're dreaming of your first home or looking to upgrade to a larger...

Filing Taxes in 2024: What You Need to Know

2023 brought with it a unique set of challenges, changes, and opportunities. As...

Winter Market Update

Get the latest real estate news with this quick and easy-to-understand update!

Interior Design Trends You Can Expect to See in 2024

As we step into 2024, the world of interior design is taking a bold and...

Furnishing Your Home: Transforming Spaces Without Breaking the Bank

Creating a cozy and stylish home doesn't have to drain your bank account. With...

7 Mistakes Home Buyers Are Making Right Now

2023 has been a challenging year for home buyers, especially if you’re looking...

New Conforming Loan Limits Help Borrowers Avoid Jumbo Loans

A lift in the loan limits for the country’s most popular loans is great news...

Holiday Budgeting: 11 Ways to Save on Christmas Expenses

According to The Conference Board Holiday Spending Survey, Americans plan to...

Fall Market Update

Get the latest real estate news with this quick and easy-to-understand update!

The Cost of Waiting to Buy a Home

With interest rates higher than they’ve been in a long while, it's unsurprising...

10 Low-Cost Ways to Decorate for Halloween

As the leaves turn crimson and the air becomes crisp, Halloween enthusiasts...

Sellers: Don't Commit These Photo Mistakes When Listing Your Home

You've decided to take the plunge and list your home for sale – Congrats! While...

Should I Rent or Buy?

The burning question on many minds is whether it’s smarter to rent right now or...

Real Estate Market Update

Get the latest real estate news with this quick and easy-to-understand update!

How to Build Your Dream Home

In today's market, inventory is low, and home prices are high. Because of this,...

Real Estate Market Update

Wondering what’s going on in the world of real estate and finances, but don’t...

Americans and Credit Card Debt: How to Change Your Future

Not so fun fact: Credit card debt is up 15% for Americans. This is the highest...

New Mortgage Rate Structure

If you’re looking to buy a home in the next few years, it’s important to...

Worried About a Recession? 6 Things to Know

If you’re worried about a recession in 2023, you’re not alone. It's a big topic...

Home Sales Are Up: Are You Ready to Buy?

Home sales are on the rise! In fact, they’ve made a BIG jump. From January to...

8 Ways to Improve Your Home's Air Quality

Everyone likes when the weather warms up, but the allergies that come with it...

10 Spring Cleaning Hacks You Need to Know

Spring cleaning is essential to maintain your home's health to prevent illness,...

This FHA Change Is Huge for Home Buyers

Hey, home buyers! If you’ve been on the fence about buying, recent news from...

What's Affecting Home Affordability in 2023?

If you’ve been following the housing market over the last couple of years,...

Don't Make These Home Buyer Mistakes!

Buying your home is a moment you will never forget. But what happens when you...

How to Buy a Home in America's Hottest Cities

What do you look for when relocating to a new city or buying an investment...

The Market Is Shifting

As the housing market shifts, it can be a confusing time for both buyers and...

The Last Week of September Can Save Home Buyers Thousands

Hey home buyers, we want to let you in on a little secret. If you’ve been on...

14 Home Maintenance Tips for Fall

With the crisp air and changing leaves, it’s no wonder why so many people love...

What's Going on with Home Prices?

One of the biggest questions people are asking right now is: What is going on...

Mortgage Documents Homeowners Need to Keep

Buying a home comes with a lot of paperwork, especially when getting a home...

How Low Housing Inventory Is Impacting Home Buyers

The inventory of homes in most housing markets of the country has been limited...

10 Tips for Hosting a Garage Sale

It’s that time of year! School is out, summer is upon us, and that means one...

Still Renting? It's Time to Grow your Net Worth

Mortgage rates and home prices aren't the only thing on the rise. Census data...

Homeownership Is Still a Strong Investment

If you’re following along with the news today, you’ve likely heard about rising...

The Number One Secret for Home Buying Success

If you’re looking to buy a home, you’ve probably noticed there’s typically one...

The Facts About Fannie Mae and Freddie Mac

You’ve heard of Fannie Mae and Freddie Mac, but you may not know what they are....

How Interest Rates and Inflation Affect Home Buyers

We understand why the potential of rising interest rates would make you nervous...

9 Ways to Make House Hunting a Success

House hunting is one of the most exciting parts of buying a home. Being able to...

Filing Your 2021 Taxes: What You Need to Know

2021 brought with it a unique set of challenges, changes, and opportunities. As...

Five Common Challenges for Home Buyers in a Seller's Market

The real estate market is still red hot! And the current seller’s market shows...

Housing Trends to Know About in 2022

If you’re hoping to buy or sell a home in 2022, it’s beneficial to know what...

The Best Solutions for Home Organization

Many people have a love/hate relationship with organizing their homes. You know...

Doing What's Right For You

From the day you graduate to the birth of your first grandchild, there are...

The Best Days to Buy a House

There are many ways to maximize your money during the home buying process. One...

When to Refinance Your Home

When you first bought your home, you probably took advantage of whatever option...

How Appraisal Timelines Affect Home Buyers

You finally found the home you want to buy. Or perhaps you want to take...

Reigniting the American Economy: What's in it for Homeowners?

Are you tired of hearing the word unprecedented? How about the phrase “new...

Is a Bridge Loan Right for You?

Every now and then, an opportunity arises you know you need to jump on....

12 Tips for a Stress-free Move

It’s well known that moving is considered one of life’s biggest stressors....

Jumbo Loans: How to Stay on Budget in Today's Competitive Market

Your dream home may be on the beach where you want to spend your retirement...

5 Tips for Making an Offer on a Home

Even though the number of homes for sale is rising, it’s still lower than...

Buying a Home This Fall?

As the weather begins to cool, the real estate market will remain red hot....

Your Ultimate Guide to Mortgage and Real Estate Terms

As exciting as it is to become a homeowner, it can also come with a lot of...

The Top 7 Ways to Save Thousands on Your First Home

The day you close on your first home is a milestone moment, and something to be...

The Difference Between Spam & Phishing: How to Protect Yourself

Spam mail is one of life’s great annoyances. From extended-warranty phone calls...

5 Ways to Invest in Your New Home on a Budget

Buying a home is one of the biggest and most worthwhile investments you will...

Is it Smart to Waive Contingencies When Buying a Home?

We get it … you want a house and are willing to do just about anything to make...

Win a Bidding War & Get the House You Really Want

The amount of available homes on the market is down about 40% compared to last...

Moving In: The First Night In Your New House

You bought a home and now it’s time to move in. Whether you are using...

5 Red Flags to Look for When Buying a Home

Everyone has an idea of the perfect home. For some, it’s a high rise condo in a...

Gifts that Give Back

Churchill Mortgage is thrilled to announce our largest purchase commitment ever...

Understanding Property Taxes

What’s the first thing that comes to mind when you think of property taxes? …...

How to Buy a House in Your 20's

A lot of times big life decisions await you when you are 20-something. If one...

What to Expect When Filing Your Taxes This Year

We all know that 2020 was a difficult year. Well, we have one more thing to...

2021 Housing Trends to Watch

With 2021 now in full force, we are seeing the housing market continue to...

Did You Miss Your Opportunity to Refinance?

Mortgage rates were low for the better part of 2020, and the mortgage industry...

Churchill Mortgage Sees Growth in 2020 Due to Customer Demand

2020 brought a lot of surprises and unforeseen circumstances to the world. One...

Biweekly or Monthly Mortgage Payments: What's Better?

If you pay your mortgage monthly (as most homeowners do), that equals 12...

Is the Housing Market Taking Time Off for the Holidays?

The holiday season is not traditionally known to be a strong season for home...

Enter the Churchill Express Giveaway Today!

This contest has ended.

Churchill Mortgage is hosting the Churchill Express...

Your Guide to Homeownership & Equity

To become a home buying powerhouse you need to know about equity. Home equity...

The Ultimate Moving Checklist

Buying a new home is exciting but moving can also be tiresome. To avoid stress...

The Easiest Way to Apply for a Home Loan

“There’s an app for that!” How many times have you heard that phrase before?...

What Should We Expect from the Housing Market Next?

This year’s housing market has become the backbone to economic recovery in the...

7 Smart Reasons You Should Refinance Your Home Loan

Everywhere you turn right now it seems there are newsfeeds, social media posts,...

Money Habits Are Changing Across the U.S.

With changes in the economic and social environment, we have seen a shift...

Why Churchill?: With Change Comes Growth

The past few years have been full of big changes. And with change comes...

3 Tips to Get a Personalized Home Buying Experience in a Digital World

A personalized home buying experience is the key to getting a mortgage you...

Everything You Need to Know About Conventional Mortgages

There are many different types of home loans so how do you know what is right...

Get to Know Your Finances to Understand How Much House You Can Afford

Everyone’s financial state looks different, but it is important to know as much...

Digital Mortgage Trends for 2021

Technology has paved the way for convenience, knowledge, and value....

Why Churchill?: Brentwood, TN Branches

More than a Mission Statement

Everything a company does reflects its culture....

Virtual Home Tours and Open Houses Are Here to Stay!

Real estate agents had to get creative during the coronavirus pandemic to...

Should You Buy a Home Now ... or Wait Until Next Year?

The subject of renting is always a hot topic, especially now. No one expected a...

Don't Be a Victim of Wire Fraud: Protect Yourself

Wire fraud is nothing new in the mortgage industry but hackers are getting more...

6 Ways to Be a Good Neighbor

Getting along with your neighbors makes your community a better place to live!...

5 House Plants to Avoid if You Have Pets

Plants add color to any room in your home and have air-purifying qualities. But...

5 Things to Be Optimistic About if You're Looking to Buy a Home Now

Mortgage rates are low. Real low. This is due to the United States trying to...

Q&A Mortgage Points: What You Need to Know 

You’ve worked hard to save for your down payment and are now looking for the...

How Forbearance Can Affect You

Millions of Americans are trying to figure out how they can pay their monthly...

Alone Together: Helping Each Other Through the Coronavirus Pandemic

Amid the coronavirus pandemic, there’s a lot of good happening around the...

The Truth About Coronavirus Mortgage Forbearance

Times are hard right now and we understand there is a lot of panic with the...

Taking Control During Uncertain Times

It’s hard to do anything lately without hearing about the coronavirus...

State of the Market: Replacing Fear with Facts

Fear can be immobilizing so when it strikes, it’s important to stop it...

What Is Happening with Mortgage Rates?

Last week was the most volatile week for mortgage rates, ever (seriously). It’s...

VA Loans: What's Changing and Why

If you are a veteran, active military, or an eligible spouse of a surviving...

2020 Real Estate Trends

Whether you’re looking to sell or buy a home this year, it’s important to look...

Giving Is Important:The Churchill Foundation

Our Churchill family has always had the heart and drive to help others. Knowing...

Life Hacks for Paying Off Debt & Staying in Control of Your Finances

It’s a fact—most Americans have a lot of debt. 78% of Americans are living...

Selling Your Home: What NOT to Do and Why

When selling your house, you want to make sure you do everything right. Here...

5 First-time Home Buyer Mistakes to Avoid

Looking for a new home is an exciting time! If you’re buying a home for the...

The Most Recognizable "Haunted" Movie Houses

Whether you’re a horror movie buff or prefer your movies a little less scary,...

10 Tips to Sell Your Home Fast

One of the major factors in getting your house to sell quickly is to make it...

5 Ways Your Home Buying Power Is Boosted in the Fall

We all know that the real estate market fluctuates with the time of year. If...

Why the Lowest Interest Rate Is Not Always the Best Rate

We all know that interest rates change over time. Too many uninformed home...

Everything You Need to Know About Your Loan Estimate

Are You Overestimating Your Down Payment When Buying a Home?

The Essential Summer Home Maintenance Checklist

How to Prioritize Your Wish List When You're House Hunting

Churchill Mortgage Named a "Top Workplace” for 7th Consecutive Year

10 Tips to Protect Your Home While You're Away

How to Compare Home Loan Quotes

Getting a mortgage in today’s world seems a lot simpler than it did 5-10 years...

The 8 Best Days to Sell a House

There are many ways to maximize your money when selling your home. One of...

What Does a Title Company Do and Why Do I Need to Work with One?

Is an FHA Loan Right for You?

We know that for most people buying a home means getting a mortgage to...

How the Federal Funds Rate Impacts Your Mortgage Interest Rate

The 5 Steps of the Mortgage Process

What Sets Churchill Apart

A Homeowner's Best Friend: Your Spring Home Maintenance Checklist

Spring has sprung and the weather is starting to warm up. Now that the days are...

Want to Win $3,000?

We're giving away $3,000 to one lucky winner to get a head start on the spring...

What Is a USDA Home Loan?

A USDA loan is special type of a zero down payment mortgage that eligible home...

Relationship Building Is a Game Changer

Do you want to know as much as possible about your mortgage? Most people would...

7 Tips to Jump Start Paying Off Your House

Our culture tends to tell us that you will always have a mortgage, but we all...

What's Included in My Monthly Mortgage Payment?

5 Ways to Use the Pantone Color of the Year in  Your Home

Purchasing a new home is both exciting and a bit overwhelming. Many times,...

Doing Your Taxes? What You Need to Know

Tax season officially began on January 28, 2019 for all 2018 tax returns. And...

4 Things That Matter Most to Millennial Home Buyers

Millennials have come of age and are entering the real estate market in masses....

2019 Home Buying Trends

Whether you’re looking to sell or buy a home this year, it’s important to look...

Winter Home Maintenance Checklist

Winter is the time of year that everyone hunkers down. It’s also the perfect...

Protect Yourself from Fluctuating Rates

Shop smarter and close faster with Churchill’s Certified Home Buyer and Rate...

Why Wait for Spring? Winter is a Great Time to House Hunt!

Are you thinking about placing a freeze on your home search for the winter...

Making Upgrades to Your Home?

Finance Your Remodel or Home Upgrades

If you’re looking to make some upgrades...

5 Tips to Extend Your Patio Season Year Round

Outdoor living areas are essential parts of many homes. Many homeowners enjoy...

What Does the Home Buying Process Look Like?

Getting a mortgage can be a stressful process, especially if you’re a ...

Thinking About Buying an Investment Property?

First things first — what is an investment property? It’s property that you own...

Sharpen Your Axe: Episode 8

In this episode of Sharpen Your Axe, Mike Hardwick, Churchill Mortgage founder...

3 Steps to Pay Off Your House Faster!

Pay off your home faster with the right mortgage.

There’s a lot of practical...

Sharpen Your Axe: Episode 7

In this episode of Sharpen Your Axe, Mike Hardwick, Churchill Mortgage founder...

What You Need to Know About Buying & Selling a House in Today's Real Estate Market

As a repeat home buyer, things can get a little trickier for you since most...

Sharpen Your Axe: Episode 6

4 Ways to Lower Your Monthly Mortgage Payment

Your home is probably your largest asset and your mortgage payment is more...

Sharpen Your Axe: Episode 5

Buying a Home for the First Time? Be Sure to Cut Your Costs

Buying your first home is exciting. At Churchill Mortgage, we want you to have...

Sharpen Your Axe: Episode 4

In this episode of Sharpen Your Axe, Mike Hardwick, Churchill Mortgage...

Trick-or-Treat Safety Tips

Halloween is one of the most anticipated nights for many children and is all...

Sharpen Your Axe: Episode 3

The Highs and Lows of Interest Rates: Historical Averages & Trends

If you’re in the market to buy a new home or refinance your mortgage, you’ve...

Sharpen Your Axe: Episode 2

Selling Your House? Home Staging Might Help You Seal the Deal Quicker

It’s important to make a good first impression…right? Why not show off your...

Sharpen Your Axe: Episode 1

In this episode of Sharpen Your Axe, Mike Hardwick, Churchill Mortgage founder...

Your Fall Home Checklist: Things to Do to Your Home Before Winter Hits

Each season it’s important to spend some time doing a review of what your house...

Market Watch: September 2018

While much of 2018 has been an up and down roller coaster with interest rates,...

Thinking About Getting a Mortgage? Be in the Know and Check Out These FAQs You May Be Asked

If you’re planning on buying a home, part of the application process is...

What Does Escrow Really Mean and How Does it Work with a Mortgage?

During the home buying process you’ll hear the term “escrow” quite a bit (or...

4 Innovative Ways to Save for a Down Payment on Your New Home

The Top 7 Qualities Your Real Estate Agent Should Have

The ever-changing real estate process can be confusing at times…which is why...

We're Giving Away $3,000!

Need cash? Well, you're in luck! Churchill Mortgage has launched a $3,000...

Your Mortgage Mashup: The Pros and Cons of Renting vs. Buying

You may be thinking about buying a home, possibly your very first one. But how...

Hiring a Moving Company? Here's the Top 4 Things to Consider

Leaving all your possessions in the hands of strangers can be a bit...

Should You Stretch Yourself Financially for Your Dream Home?

Are you feeling the pressure of this real estate market to offer more for a...

6 Simple Ways to Help Prepare Your Kids for a Move

Whether you’re moving across the country or just to the other side of town,...

10 Tips to Ensure Your Remodeling Contractor Measures Up

Hiring a contractor for your home remodeling project is a huge step and often a...

5 Steps to Get Yourself Ready to Buy a House

For the first time in 50 years, we have more renters than ever in the U.S....

Buying a Home? Make Sure You Ask Your Lender These 11 Questions

When buying a home in a seller’s market you need to make sure you get the...

Walking the Talk

We recently spoke with Bob Lotich of SeedTime (a popular finance blog and...

Listen Up if You're in an Adjustable Rate Mortgage (ARM)!

If you’re in an Adjustable Rate Mortgage (ARM), now’s the time to look at...

What Type of Home Insurance Do I Need?

You’ve found your dream home—this is great news! Once you have everything lined...

Recent Shout-Outs & Feedback

Don't just take our word for it, see what recent reviews have come in about our...

10 Ways to Go Green without Blowing Your Budget

Being environmentally-friendly is always a good thing for your home and your...

I’m Thinking about Buying a New Home. What Should I Do First?

When buying a home, you want to make sure you do it right and get a mortgage...

No Credit Score vs. Low Credit Score

What’s the difference between no credit score and a low credit score? There’s...

10 Things to Know About VA Loans

The U.S. Department of Veterans Affairs is not a direct lender. The loan is...

Building Wealth Starts with a Budget

Wealth only happens through intentional spending and saving. Let’s cover the...

Home Appraisals: What's Your Property Worth?

Whether you’re purchasing a new home or refinancing, your home appraisal is an...

How Long Does It Take to Get Pre-Approved?

When groceries can be delivered to your doorstep in a matter of hours and you...

Does Shopping Around for a Mortgage Hurt Your Credit Score?

We serve a variety of clients—those who don't have a credit history (and...

How Interest Rates Are Determined

Buying a home is a big step and you always want to get the best deal—from...

Which Loan Program Is Right for You?

If you’re one of the many people looking to purchase a home this year, it’s...

What's Best: Buying a Home or Renting?

The choice between buying a home and renting is one of the hardest financial...

2018 Mortgage Industry Outlook

Churchill Mortgage's senior vice president of capital markets, Tom Gillen, ...

No Credit Score? No Problem!

Getting a mortgage loan without a credit score can be downright tough – but our...

Taking the Next Step: How to Prepare for Your No Score Loan

Needing a no score loan is agood thingand something to be proud of! You’ve...

What's Stopping You from Refinancing?

You would never just throw away thousands of dollars, right? Or pass up the...

4 Things Smart Homeowners Do Every Year

It’s exciting to find that perfect house for your family. You have the freedom...

2018 Homebuying Trends

“What will we see in the housing market this year?” We get asked this question...

7 Popular Mortgage Terms Decoded

Let’s make sense of a few confusing mortgage terms you may not be so sure...

2018 Tax Changes: How it Affects You

Ah, tax season! There’s nothing quite like it. If you’re a homeowner or looking...

10 Things You Can Do for a Brighter Financial Future 

Financial success is about making smart choices early on that will pay...

Choose a Mortgage Company that Makes You a Priority

Over 27% of Americans have no personal debt at all, according to a new online...

 The Pre-Approval with More Power

How do you stand out from the crowd if you don’t have a cash offer for a home?

The Most Popular Reasons to Refinance

Have you thought about refinancing but didn’t know if it made sense? Or you...

Real Estate Agent Workshops: Sharing Strategies for Success

Throughout the year, Churchill Mortgage offers real estate professionals free...

Annual Indoor Checklist

Prevent minor problems from becoming BIG ones!

Every homeowner knows that...

The Path to Financial Freedom Starts Here

Did you know that only five states require high school students to complete a...

4 Ways to Pay Off Your Home Faster

Financial freedom. What would that mean to your family? Would you give to a...

Celebrating 25 Years of Success 

Mar. 14, 2017 – Churchill Mortgage, a leader in the mortgage industry,...

You're Invited! Attend a Local Home Buyer Workshop

Our Home Buyer Workshops designed to educate borrowers on the home buying...