Churchill Mortgage Blog

Each season it’s important to spend some time doing a review of what your house needs. That way home maintenance becomes less tedious and stressful. Here’s our fall checklist to make sure you get your home properly prepped for winter.

Leaving all your possessions in the hands of strangers can be a bit disconcerting. How do you know your things will be safe? By doing some homework up front, you can save money and avoid scams. Here’s what to know before you hire a moving company:

We recently spoke with Bob Lotich of SeedTime (a popular finance blog and podcast) who has a refreshingly similar take on finances as we do here at Churchill Mortgage. In fact, we’re the only mortgage company that encourages debt-free homeownership, which Bob has always placed as a priority too.

You’ve found your dream home—this is great news! Once you have everything lined up for your new house, it’s time to start thinking about getting insurance policies to protect your investment (and everything in it).

Being environmentally-friendly is always a good thing for your home and your budget (and of course for the earth). So, what can you do in your home to reduce landfill waste, minimize pollution, and preserve nature?

Whether you’re purchasing a new home or refinancing, your home appraisal is an important (and necessary) part of your mortgage process. So, what exactly is an appraisal? It’s an estimate of how much your home (or potential new home) is worth in today’s real estate market.

We serve a variety of clients—those who don't have a credit history (and therefore have no FICO® Score) and those who do. If you're someone who does have a FICO® Score, you need to protect it and avoid any activity that may hurt it.

It's important to know what happens to your credit score if multiple lenders all do a credit check. This question comes up a lot so let’s get down to the basics on how mortgage credit inquiries really affect your credit score. 

Buying a home is a big step and you always want to get the best deal—from negotiating on the home price to finding the best home loan for your situation. But, it can get confusing when you look online for the lowest interest rate.

If you’re one of the many people looking to purchase a home this year, it’s important to know your loan options and understand what’s best for your situation.

It’s exciting to find that perfect house for your family. You have the freedom to plant a garden, paint your dining room any color you want, or install a fence in the backyard. As freeing as homeownership is, you still need to keep an eye on your home and check it regularly to make sure you’re saving money in the long run.